SC Mobile Nigeria 4+
Standard Chartered Bank
-
- Free
Screenshots
Description
Welcome to SC Mobile!
You are about to start an amazing digital banking experience straight from your mobile phone. Download our app to open a Standard Chartered Bank account instantly. Enjoy mobile banking from the get go to transfer funds, manage your account and complete most of your service needs. Say goodbye to long queues and do your banking anywhere and everywhere. Be Unstoppable.
Open an account in 5 minutes
SC Mobile offers you a complete digital bank at your fingertips. Now you can open an Instant Account with Standard Chartered Bank in just 5 mins, and enjoy the convenience and benefits of banking with a world class financial institution.
Upgrade your Account
From an Instant Account, you can upgrade your account to Instant Plus Savings, Salary or Regular Savings to do more transactions. Furthermore, you will be able to open Current Account in Naira, USD or GBP with the Bank. Option to apply for mortgage, personal loans and credit cards are coming soon.
Enjoy banking at no cost
- No charge for all inter-bank local transfers
- Zero SMS transaction charges
- Free Gold Visa Debit/ATM card (first issuance)
- Free card delivery to your mailing address anywhere in Nigeria
- Zero cash withdrawal charge on any 3rd party ATM in Nigeria, regardless of the number of withdrawals
Grow your wealth
- Access our wide range of Wealth Management Products
- Invest in Fixed Income, Mutual Funds and Treasury Bills online real-time
- Buy, Sell and Track your portfolio anytime, anywhere
- Enjoy high interest on your Savings accounts
- Create a Fixed Deposits account right on your SC Mobile app
- Get access to our latest market insights and take advantage of the market opportunities available
- Get global diversification (both local and offshore investments) with best in class fund managers
Be your own banker
Digital banking with SC Mobile provides you with the great convenience of doing (almost) everything at your pace and comfort. Straight from the app you can;
- Request for a card, block or replace it
- Activate your debit/credit card, choose a PIN and reset PIN
- Book fixed deposits
- Order for cheque book and confirm cheques
- Request for bankers’ draft
- Make request for account statements
- Request for Reference letters
- Update personal information
- And many more
A complete view of your accounts and transact with ease
SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts; Airtime top up; Data bundle subscription and other bill payments.
What’s New
Version 6.0.7
This release includes changes to improve performance, enhance security and bug fixing.
Ratings and Reviews
USSD code/deduction/interest
I have 3 star against 5 because;
-it still lacks mobile network recharge options. I have to use a different app to buy data where they withdraw from my bank.
-I can’t always access it with data. There should be USSD codes for mobile banking. This is the most important aspect. Supposing I get stranded and can’t access data connectivity,....?
-I notice that 50naira is often deducted from my account as against the no-charge policy. If there should be a deduction, I ought to be sent a debit note and purpose or reason for the debit. This one has been on for months now. I get 50 deducted often. And I don’t even know how timely or the basis
-4% and some fractions were stated to be the interest rate for savings. I haven’t gotten any interest from my savings for about 6months I’ve been using this bank
Besides these. Everything else is very nice. I like the speedy delivery of cards and easy access to customer care (without network charges). I also like every other options on ground, especially transactions charge free and the likes.
Please do something about these reviews
Developer Response ,
Dear Hendricwis, we are sorry to hear that. Please send us your contact details via DM on Twitter @StanChartNG or inbox to our Facebook page Standard Chartered Nigeria with the case ID APP20_254414 and our team will assist you further. ~KC
This app leaves a lot to be desired.
I really cannot understand how a bank app can be so poor. Especially in Nigeria where most banks strive to improve the app experience of their customers everyday. Here are a few of the issues:
1. Cumbersome log in process: Most times I log into the app, I have to be re-registered for my SC mobile key. I don’t know how this can happen almost every single time I use the app. I have to wait for an OTP to be sent to me to access my app.
2. No airtime or data purchase option: You cannot buy airtime and data on the app. It’s either the bank just doesn’t care about this, or they’ve hidden that feature.
3. Inability to send very specific amounts: Did you know that you can’t send amounts with decimal fractions on the SC app? I didn’t either! The first time I discovered this was when I wanted to pay for a flight ticket using the bank transfer option. For these transactions, the amount you have to send is very specific as this allows the airline’s payment system to recognize your payment. Any deviation from the amount to be paid (down to the last Kobo) renders your purchase invalid. You can imagine my frustration when I had to move funds from my SC account to another bank to make this payment and I was then faced with the challenge I raised in point 1.
Developer Response ,
Hi, this is not the experience we would like you to have. Please send us a message via DM on Twitter @StanChartNG or inbox our Facebook page Standard Chartered Nigeria with reference number APP23_1212501 and our team will assist you accordingly. ~PN
Secure Mail Unresponsive
The secure Mail segment of the App has been unresponsive on every model of my iPhone since about 2 years now when I first raised this issue on this review .
Techies at the bank hv been unable to resolve it and after several going back and forth with all kinds of instructions and suggestions from delete app , turn off your phone and wait an hour etc
3 weeks ago , I migrated to iPhone 15 pro running iOS 17.3.1 and of course the issue with the secure Mail followed me !
The issue
When I click on the secure Mail button, it begins to spools about loading the interphase and then freezes after about 10 secs and crashes the app and I hv to reboot the app all over again.
Pls do not insult my intelligence by suggesting any silly run of the mill solution like delete the app and reinstall .. inhv tried all it that with the bank techies several times over and over 🙄
Clue:
When I load my wife’s sc mobile app details on my iPhone, it works perfectly but when I try to configure my Sc mobile app details on her iPhone it has the same secure Mail issue .
Which means clearly the error is not a Device issue ,but it is peculiar to me & my details as it was set up on your server at ur back end!!
I dare anyone to take up the challenge and resolve it !
Br
Ajk -
Developer Response ,
Hi, this is not the experience we would like you to have. Please send us a message via DM on X (formerly Twitter) @StanChartNG or inbox our Facebook page Standard Chartered Nigeria with reference number APP24_1408709 and our team will assist you accordingly. ~PN
App Privacy
The developer, Standard Chartered Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Contacts
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Standard Chartered
- Size
- 182.6 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 11.0 or later.
- iPad
- Requires iPadOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, French, Traditional Chinese
- Age Rating
- 4+
- Copyright
- © 2016 Standard Chartered Bank
- Price
- Free